:root{--bg:#f7f5f0;--panel:#fff;--ink:#1d1b16;--muted:#6b665c;--line:#e3ded3;--accent:#1f4d3a;--accent-ink:#fff;--soft:#eef3ef;--red:#a23b2a;--red-soft:#f8e9e5;--amber:#8a5a00;--amber-soft:#fbf1dc;--green:#1f6b45;--green-soft:#e3f1e8;--radius:10px;--font:ui-sans-serif,-apple-system,"Segoe UI",Inter,Roboto,sans-serif;--serif:"Iowan Old Style","Palatino Linotype",Georgia,serif}@media (prefers-color-scheme:dark){:root{--bg:#14130f;--panel:#1d1c17;--ink:#ece8de;--muted:#a39d90;--line:#33312a;--accent:#7fbf9c;--accent-ink:#10130f;--soft:#1f2a24;--red:#e58a78;--red-soft:#3a211b;--amber:#e2b45c;--amber-soft:#352a14;--green:#7fcf9f;--green-soft:#1b2e23}}*{box-sizing:border-box}body,html{margin:0;background:var(--bg);color:var(--ink);font:16px/1.55 var(--font)}a{color:var(--accent)}h1,h2,h3{font-family:var(--serif);font-weight:600;line-height:1.2;margin:0 0 .5em}h1{font-size:clamp(2rem,5vw,3.2rem);letter-spacing:-.01em}h2{font-size:1.6rem}h3{font-size:1.15rem}p{margin:0 0 1em}.wrap{max-width:1080px}.narrow,.wrap{margin:0 auto;padding:0 16px}.narrow{max-width:720px}.muted{color:var(--muted)}.small{font-size:.875rem}.nav{display:flex;justify-content:space-between;align-items:center;padding:18px 0}.brand{font-family:var(--serif);font-weight:700;font-size:1.25rem;color:var(--ink)}.brand,.btn{text-decoration:none}.btn{display:inline-block;background:var(--accent);color:var(--accent-ink);border:0;border-radius:8px;padding:11px 18px;font:600 15px var(--font);cursor:pointer}.btn:disabled{opacity:.5;cursor:default}.btn.ghost{background:transparent;color:var(--accent);border:1px solid var(--line)}.btn.sm{padding:6px 12px;font-size:13px}.btn.danger{background:var(--red)}.panel{background:var(--panel);border:1px solid var(--line);border-radius:var(--radius);padding:20px}.grid{display:grid;grid-gap:16px;gap:16px}.g2{grid-template-columns:repeat(auto-fit,minmax(260px,1fr))}.g3{grid-template-columns:repeat(auto-fit,minmax(220px,1fr))}.g4{grid-template-columns:repeat(auto-fit,minmax(160px,1fr))}.section{padding:56px 0}.hero{padding:48px 0 40px}label{display:block;font-weight:600;font-size:.9rem;margin-bottom:4px}input,select,textarea{width:100%;font:15px var(--font);padding:10px 12px;border:1px solid var(--line);border-radius:8px;background:var(--panel);color:var(--ink)}textarea{min-height:90px}.field{margin-bottom:14px}.row{gap:10px}.row,.spread{display:flex;align-items:center;flex-wrap:wrap}.spread{justify-content:space-between;gap:12px}.pill{display:inline-block;padding:2px 10px;border-radius:999px;font-size:12px;font-weight:600;background:var(--soft);color:var(--accent)}.pill.red{background:var(--red-soft);color:var(--red)}.pill.amber{background:var(--amber-soft);color:var(--amber)}.pill.green{background:var(--green-soft);color:var(--green)}.grade{display:inline-grid;place-items:center;width:44px;height:44px;border-radius:10px;font:700 22px var(--serif);background:var(--soft);color:var(--accent)}.grade.A{background:var(--green-soft);color:var(--green)}.grade.C{background:var(--amber-soft);color:var(--amber)}.grade.D{background:var(--red-soft);color:var(--red)}table{width:100%;border-collapse:collapse;font-size:.92rem}td,th{text-align:left;padding:8px 10px;border-bottom:1px solid var(--line);vertical-align:top}th{font-weight:600;color:var(--muted);font-size:.8rem;text-transform:uppercase;letter-spacing:.03em}td.num,th.num{text-align:right;font-feature-settings:"tnum";font-variant-numeric:tabular-nums}.tablewrap,.tabs{overflow-x:auto}.tabs{display:flex;gap:4px;border-bottom:1px solid var(--line);margin-bottom:18px}.tab{padding:10px 14px;border:0;background:none;font:600 14px var(--font);color:var(--muted);cursor:pointer;border-bottom:2px solid transparent;white-space:nowrap}.tab.on{color:var(--ink);border-bottom-color:var(--accent)}.bar{height:8px;background:var(--line);border-radius:99px;overflow:hidden}.bar>i{display:block;height:100%;background:var(--accent)}.stat b{display:block;font:700 1.5rem var(--serif)}.stat span{color:var(--muted);font-size:.85rem}.notice{padding:12px 14px;border-radius:8px;background:var(--amber-soft);color:var(--amber);font-size:.92rem}.notice.ok{background:var(--green-soft);color:var(--green)}.notice.bad{background:var(--red-soft);color:var(--red)}.legal{font-family:var(--serif);font-size:.95rem;max-height:420px;overflow-y:auto;padding:16px;border:1px solid var(--line);border-radius:8px;background:var(--panel)}.legal h4{margin:1em 0 .3em;font-size:.95rem}.check{display:flex;gap:10px;align-items:flex-start;font-weight:400}.check input{width:auto;margin-top:4px}.doc{display:grid;grid-template-columns:1fr auto;grid-gap:8px 16px;gap:8px 16px;padding:14px 0;border-bottom:1px solid var(--line)}.foot{padding:32px 0;color:var(--muted);font-size:.85rem;border-top:1px solid var(--line);margin-top:40px}.yn{display:flex;gap:6px}.yn button{padding:6px 14px;border-radius:6px;border:1px solid var(--line);background:var(--panel);color:var(--ink);cursor:pointer;font:600 13px var(--font)}.yn button.on{background:var(--accent);color:var(--accent-ink);border-color:var(--accent)}@media (max-width:640px){.doc{grid-template-columns:1fr}.hide-sm{display:none}}@media print{.noprint{display:none!important}body{background:#fff}.panel{border:0;padding:0}}html:has(.sitebar){--bg:#f3ede2;--panel:#fbf7ef;--ink:#1f1a17;--muted:#6b6058;--line:#d9cfbf;--accent:#1e4a3a;--accent-ink:#fff;--soft:#e6ebdd;--red:#a33a2e;--red-soft:#f3dfda;--amber:#8a5a12;--amber-soft:#f4e8d0;--green:#2e6b4a;--green-soft:#e1ecdf;--radius:0px;--font:"Inter",system-ui,-apple-system,"Segoe UI",sans-serif;--serif:"Instrument Serif",Georgia,"Times New Roman",serif;--body2:#4a413b;--pine:#1e4a3a;--pine-deep:#14342a;--on-pine:#f3ede2;--on-pine-soft:#bfd0c5;--pine-rule:#5e8171;--gold:#e0be7a;color-scheme:light}html:has(.sitebar) body{display:flex;flex-direction:column;min-height:100vh}html:has(.sitebar) main{flex:1 0 auto;width:100%}html:has(.sitebar) main:not(.home){padding-top:clamp(28px,5vw,56px)}html:has(.sitebar) h1,html:has(.sitebar) h2,html:has(.sitebar) h3{font-weight:400;letter-spacing:-.015em}html:has(.sitebar) main:not(.home) h1{font-size:clamp(36px,5vw,52px);line-height:1.04}html:has(.sitebar) main:not(.home) h2{font-size:clamp(28px,3.6vw,36px);line-height:1.1}html:has(.sitebar) main:not(.home) h3{font-size:24px;line-height:1.15}html:has(.sitebar) .btn,html:has(.sitebar) .legal,html:has(.sitebar) .notice,html:has(.sitebar) .pill,html:has(.sitebar) .yn button,html:has(.sitebar) input,html:has(.sitebar) select,html:has(.sitebar) textarea{border-radius:0}html:has(.sitebar) .btn{font-weight:500;padding:12px 20px}html:has(.sitebar) .btn.sm{padding:6px 12px}html:has(.sitebar) .btn:hover:not(:disabled):not(.ghost):not(.danger){background:var(--pine-deep)}.hw{max-width:1280px;margin-inline:auto;padding-left:max(32px,env(safe-area-inset-left,0px));padding-right:max(32px,env(safe-area-inset-right,0px))}.sitebar{background:#1e4a3a;color:#f3ede2}.sitebar .hw{display:flex;justify-content:space-between;align-items:baseline;gap:16px;flex-wrap:wrap;padding-block:22px}.sitebar .brand{font-family:Inter,system-ui,sans-serif;font-weight:600;font-size:17px;letter-spacing:.02em;color:#f3ede2}.sitebar .tag{font-size:14px;color:#bfd0c5}.sitebar a{text-decoration:none}.sitebar .go{font-size:15px;font-weight:500;color:#f3ede2;padding:10px 0}.sitefoot{background:#1e4a3a;color:#bfd0c5;font-size:13.5px;padding-block:28px;margin-top:56px}.sitefoot a{color:#f3ede2}.home+.sitefoot{margin-top:0}.home{font-size:17px;line-height:1.6}.home h1,.home h2,.home h3{font-family:var(--serif);margin:0}.home .h-hero{padding-block:clamp(56px,9vw,144px) clamp(48px,7vw,104px)}.home .h-hero .hw{display:grid;grid-gap:40px;gap:40px}.home h1{font-size:clamp(46px,8.4vw,132px);line-height:.95;letter-spacing:-.02em;max-width:13ch;text-wrap:balance}.home .h-row{display:flex;flex-wrap:wrap;gap:28px 80px;align-items:flex-end}.home .lead{margin:0;flex:1 1 420px;min-width:0;max-width:48ch;font-size:20px;color:var(--body2)}.home .h-cta{display:flex;flex-direction:column;gap:10px;align-items:flex-start}.home .h-cta span{font-size:14.5px;color:var(--muted)}.home .h-btn{display:inline-block;background:var(--pine);color:#fff;text-decoration:none;font-weight:500;font-size:17px;padding:18px 30px}.home .h-btn:hover{background:var(--pine-deep)}.home .idx{display:flex;flex-wrap:wrap;gap:16px 48px;padding-block:56px;border-top:1px solid var(--ink)}.home .idx>.k{flex:0 0 220px;display:flex;gap:16px;align-items:baseline}.home .idx>.k b{font-size:14px;color:var(--pine);font-weight:600;font-feature-settings:"tnum";font-variant-numeric:tabular-nums}.home .idx>.k span{font-size:14px;letter-spacing:.08em;text-transform:uppercase;font-weight:500}.home .idx>.v{flex:1 1 520px;min-width:0}.home .big{margin:0;font-family:var(--serif);font-size:clamp(28px,3.2vw,42px);line-height:1.18;letter-spacing:-.01em;max-width:30ch}.home .crit{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));grid-gap:36px 40px;gap:36px 40px}.home .crit>div{min-width:0}.home .crit .n{font-family:var(--serif);font-size:clamp(42px,5vw,54px);line-height:1;letter-spacing:-.015em;color:var(--pine)}.home .crit .l{color:var(--muted);font-size:15px;margin-top:8px}.home .crit .where{grid-column:1/-1;color:var(--body2);max-width:60ch}.home .props{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));grid-gap:32px 40px;gap:32px 40px}.home .props>div{min-width:0;border-top:1px solid var(--ink);padding-top:16px}.home .props h3{font-size:34px;line-height:1.05;margin:0 0 8px}.home .props p{margin:0;color:var(--muted);font-size:15.5px}.home .how{display:flex;flex-direction:column}.home .how>div{display:flex;flex-wrap:wrap;gap:6px 32px;align-items:baseline;padding-block:20px;border-bottom:1px solid var(--line)}.home .how h3{flex:1 1 280px;min-width:0;font-size:30px;line-height:1.15}.home .how p{margin:0;flex:1 1 320px;min-width:0;color:var(--muted);font-size:16px}.home .band{background:var(--pine);color:var(--on-pine)}.home .band .idx{border-top:0;padding-block:clamp(56px,7vw,88px)}.home .band .k b{color:var(--gold)}.home .band .v{display:flex;flex-direction:column;gap:40px}.home .band .big{max-width:28ch}.home .promises{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));grid-gap:28px 40px;gap:28px 40px}.home .promises>div{min-width:0;border-top:1px solid var(--pine-rule);padding-top:14px}.home .promises h3{font-family:var(--font);font-weight:500;font-size:19px;letter-spacing:0;margin:0 0 4px}.home .promises p{margin:0;color:var(--on-pine-soft);font-size:15.5px}.home .idx.plain{border-top:0}.home details.q{border-bottom:1px solid var(--line);padding-block:18px}.home details.q:first-of-type{border-top:1px solid var(--line)}.home details.q summary{cursor:pointer;font-family:var(--serif);font-size:26px;line-height:1.2;list-style:none;display:flex;justify-content:space-between;gap:16px}.home details.q summary::-webkit-details-marker{display:none}.home details.q summary:after{content:"+";font-family:var(--font);font-size:20px;color:var(--pine)}.home details.q[open] summary:after{content:"\2212"}.home details.q p{margin:10px 0 0;color:var(--muted);max-width:62ch}.home .start{padding-block:clamp(56px,7vw,88px) clamp(64px,8vw,104px)}.home .start .v{display:flex;flex-direction:column;gap:28px;align-items:flex-start}.home .start h2{font-size:clamp(42px,6.2vw,96px);line-height:.98;letter-spacing:-.02em;max-width:14ch}@media (max-width:900px){.sitebar .tag{display:none}}@media (max-width:480px){.hw{padding-left:max(16px,env(safe-area-inset-left,0px));padding-right:max(16px,env(safe-area-inset-right,0px))}.home .idx{padding-block:40px}.home .lead{font-size:18px}}.home .start .contact{margin:0;color:var(--muted);font-size:16px}.home .start .contact span{color:var(--ink);font-weight:500;-webkit-user-select:all;-moz-user-select:all;user-select:all}.sitebar .hw>.go:only-child{margin-left:auto}